Loan Against Property - Housing Loan Calculator

Banks	ICICI Bank	HDFC Ltd.	IDBI Bank	Axis Bank
Rate of Interest	10.5% – 11.5%	10.75% – 11.50%	11% – 12.25%	10.75% – 11.25%
Processing Fee	0.50%	0.5% plus applicable service tax and cess	0.50%	1%
Loan Amount	Rs.8,00,000 – Maximum 80% of the Cost of the Property (Subject to Income Eligibility)	80% of the Cost of the Property (Subject to Income Eligibility)	Rs.5,00,000 – Maximum 80% of the Cost of the Property (Subject to Income Eligibility)	Rs.1,00,000 – Rs.2,00,00,000
Prepayment Charges	Rs.10,000 – or 2%	If 25% of outstanding amount is paid within 3 years – No Penalty , otherwise 2% of outstanding amount	N.A.	Nil

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