Home Loans 2017-04-07T11:42:23+00:00
Banks ICICI Bank HDFC Ltd. IDBI Bank Axis Bank
Rate of Interest 10.5% – 11.5% 10.75% – 11.50% 11% – 12.25% 10.75% – 11.25%
Processing Fee 0.50% 0.5% plus applicable service tax and cess 0.50% 1%
Loan Amount Rs.8,00,000 – Maximum
80% of the Cost of the Property

(Subject to Income Eligibility)
80% of the Cost of the Property
(Subject to Income Eligibility)
Rs.5,00,000 – Maximum
80% of the Cost of the Property

(Subject to Income Eligibility)
Rs.1,00,000 – Rs.2,00,00,000
Prepayment Charges Rs.10,000 – or 2% If 25% of outstanding amount is paid within 3 years – No Penalty , otherwise 2% of outstanding amount N.A. Nil
HDFC Axis Bank ICICI HFC IDBI Home Finance LIC Housing Finance Deutsche Postbank
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